401k 2025 Tax Year Limit 2025. In 2025, employers and employees together can contribute up to $69,000, up from a limit of $66,000 in 2023. The contribution limit for individual retirement accounts (iras) for the 2025 tax year is $7,000.
The contribution limit for employees who participate in 401 (k), 403 (b) and most 457 plans, as well as the federal government’s thrift savings plan is increased to $23,000, up. Tips for maxing out a 401 (k) taking full.